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Amit Garg

Senior Partner & Co-Head Global Retail Banking Practice McKinsey & Company

Amit is a Senior Partner in the New York office of McKinsey & Company and is the Global Co-leader of McKinsey's Retail Banking Practice. Before this, he led McKinsey's Consumer Finance Practice for past 4 years and prior to that built McKinsey's Banking AI Practice ("FinLab").

 


2025 AGENDA Sessions

Panel: Reinventing Credit: Responding to New Lending Models

The consumer credit landscape is undergoing a dramatic transformation, driven by regulatory changes and the rise of innovative lending models like BNPL. Traditional credit card issuers face cost pressures and the need to rethink their value propositions in a potentially fee-free future. In this session, we will discuss strategies for monetizing credit card offerings amidst regulatory challenges, such as late fee reductions. The panel will also explore innovations in credit products, including high-end credit cards like Amex, and how issuers can respond to the competitive threat posed by BNPL. Join this Main Stage panel to gain insights into reimagining credit card products to meet evolving consumer needs, engaging younger consumers, and rethinking card economics for sustainable growth.

Wednesday 12 March 10:00 - 10:40 Venetian Ballroom F-K

Value as a Service