Jonathan Gurwitz
Plaid Credit Lead
Jonathan is Credit Lead at Plaid, where he oversees partnerships strategy and execution for Plaid’s credit product suite. Prior to Plaid, he led lender partnerships at Credit Karma and built consumer credit products at Varo. Earlier in his career, Jonathan advised and invested in financial services businesses. He attended Dartmouth College and Stanford Graduate School of Business.
2026 Agenda Sessions
Can data aggregators power the next wave of smarter credit?
APIs from Plaid, MX, and others enable real-time cashflow insights and personalized underwriting. But how are lenders actually using these tools to improve decisioning, and what are the pitfalls?
We’ll dive into how top lenders are using financial data access to fuel better, faster, and fairer credit decisions.
Takeaways:
• Explore use cases for financial APIs in modern underwriting.
• Learn how data normalization and enrichment improve models.
• Understand the data privacy and regulatory implications of open access.
Wednesday 01 April 09:35 - 10:15 Lending
Compliance & Regulation
Data & Personalization
Infrastructure & APIs
We’ll dive into how top lenders are using financial data access to fuel better, faster, and fairer credit decisions.
Takeaways:
• Explore use cases for financial APIs in modern underwriting.
• Learn how data normalization and enrichment improve models.
• Understand the data privacy and regulatory implications of open access. Lending US/Pacific
