Julapa Jagtiani
Senior Economic Advisor & Economist Federal Reserve Bank of Philadelphia
Julapa Jagtiani is Senior Economic Advisor and Economist at the Federal ReserveBank of Philadelphia, a Central Bank Research Fellow at the Bank for InternationalSettlements, and a Fellow member of the Wharton Financial Institutions Center. Shewaspreviously Senior Economist at the FRB Kansas City and the FRB Chicago, andAssociate Professor in Finance at Baruch College of the City University of New York. Atthe Philly Fed, Julapa has participated in several supervisory policy initiatives, includingthe Basel Retail Qualification, the CCAR Stress Testing, and more recently FintechSupervision program. Dr. Jagtiani’s recent research has focused on fintech partnershipand BaaS, AI/ML and alternative data, and cryptocurrency trading activities. She haspublished influential research articles in top academic journals. She also leads theefforts at the Philly Fed in organizing the Annual Fintech Conferences to bring togetherworld renowned experts to discuss fintech innovations, their impacts on consumersandthe future of finance, and potential policy solutions. Julapa received a PhD in Financeand an MBA from NYU Stern School of Business, where she held the RockefellerFoundation Fellowship.
2025 AGENDA Sessions
Panel: Successful Applications of AI in Banking & Payments
Discover how AI is transforming banking and payments in this engaging panel discussion featuring industry leaders and innovators. From fraud detection and risk management to hyper-personalized financial services and real-time transaction optimization, explore how AI is driving efficiency, security, and customer engagement in the banking and payments ecosystem. Gain insights into real-world applications, overcoming implementation challenges, and the evolving regulatory landscape. Learn how financial institutions are leveraging AI to enhance decision-making, streamline operations, and unlock new revenue opportunities—all while ensuring compliance and ethical AI use.
Wednesday 12 March 08:30 - 09:10 Titian 2201A - 2301B
Value as a Service
Discover how AI is transforming banking and payments in this engaging panel discussion featuring industry leaders and innovators. From fraud detection and risk management to hyper-personalized financial services and real-time transaction optimization, explore how AI is driving efficiency, security, and customer engagement in the banking and payments ecosystem. Gain insights into real-world applications, overcoming implementation challenges, and the evolving regulatory landscape. Learn how financial institutions are leveraging AI to enhance decision-making, streamline operations, and unlock new revenue opportunities—all while ensuring compliance and ethical AI use.
Titian 2201A - 2301B US/PacificPanel: How Proposed, Incoming, and Future Regulatory Changes Will Impact Financial Services
The financial services industry is on the cusp of significant regulatory transformations that will impact everything from payments to liquidity management. With government changes affecting financial regulation, institutions must stay ahead of these developments to maintain compliance and stability. In this session, we will dissect the implications of various regulatory changes, focusing on payments, fee regulation, money transmission, and liquidity management. We will explore how financial services can prepare for the Basel III Endgame, adapt to evolving crypto regulations, and respond to new interpretations from the CFPB regarding BNPL loans and EWA products. Join this panel to gain a comprehensive understanding of the evolving regulatory landscape, learn how to navigate these changes effectively, and discover strategies to ensure your bank or fintech remains compliant and resilient in the face of new regulations.
Thursday 13 March 09:30 - 10:10 Veronese 2401A - 2501B
Certain Uncertainty
The financial services industry is on the cusp of significant regulatory transformations that will impact everything from payments to liquidity management. With government changes affecting financial regulation, institutions must stay ahead of these developments to maintain compliance and stability. In this session, we will dissect the implications of various regulatory changes, focusing on payments, fee regulation, money transmission, and liquidity management. We will explore how financial services can prepare for the Basel III Endgame, adapt to evolving crypto regulations, and respond to new interpretations from the CFPB regarding BNPL loans and EWA products. Join this panel to gain a comprehensive understanding of the evolving regulatory landscape, learn how to navigate these changes effectively, and discover strategies to ensure your bank or fintech remains compliant and resilient in the face of new regulations.
Veronese 2401A - 2501B US/Pacific
