Michael Rangel
Co-Founder & CEO Novo
In her role as Chief Risk & Compliance Officer at Nymbus, Michelle leads the teams administering the Risk, Compliance, Fraud, Vendor Risk, and Information Security functions for the company. She's passionate about partnering with banks and credit unions to bring innovative and compliant solutions to market, but also changing the narrative of these traditional oversight functions across fintech and the broader financial services industry from cost centers to strategic differentiators. Prior to joining Nymbus, Michelle was the Vice President of Compliance and later Vice President of Risk Management at a $1B credit union in the Midwest. She also worked as a senior regulatory compliance consultant for RSM US LLLP. Michelle began her career in banking while in pursuit of her undergraduate degree in Accounting. She holds a JD from the University of Iowa College of Law and is licensed to practice in the state of Iowa. Michelle has been with Nymbus since 2020 and maintains active NCCO, NCRM, and CRCM compliance certifications.
2025 AGENDA Sessions
Panel: Creating Value & Driving Loyalty in Small Business Banking & Finance
SMBs require integrated financial solutions that not only support their growth but foster loyalty and create lasting value. As fintech merges with traditional finance, new opportunities arise for financial institutions to enhance SMB experiences and build meaningful, long-term relationships. This panel will delve into how banking and fintech providers can elevate their offerings to deliver Value-as-a-Service for SMBs. We’ll explore innovative financial solutions that address the unique challenges of small businesses, from efficient financial management to enriched customer interactions. Our experts will discuss how emerging technologies, like API integrations and AI-driven personalization, are helping financial services evolve from transactional support to transformative partnerships. Join us to discover how you can redefine your financial products to drive loyalty and growth, optimize solutions for evolving SMB needs, and create compelling, value-driven customer journeys that ensure SMBs thrive in an increasingly competitive market.
Wednesday 12 March 09:15 - 09:55 Bellini 2001A - 2101B
Building Financial Services to Endure
SMBs require integrated financial solutions that not only support their growth but foster loyalty and create lasting value. As fintech merges with traditional finance, new opportunities arise for financial institutions to enhance SMB experiences and build meaningful, long-term relationships. This panel will delve into how banking and fintech providers can elevate their offerings to deliver Value-as-a-Service for SMBs. We’ll explore innovative financial solutions that address the unique challenges of small businesses, from efficient financial management to enriched customer interactions. Our experts will discuss how emerging technologies, like API integrations and AI-driven personalization, are helping financial services evolve from transactional support to transformative partnerships. Join us to discover how you can redefine your financial products to drive loyalty and growth, optimize solutions for evolving SMB needs, and create compelling, value-driven customer journeys that ensure SMBs thrive in an increasingly competitive market.
Bellini 2001A - 2101B US/Pacific
