Mike Shepard
Head of Consumer Lending Partnerships U.S. Bank
Mike Shepard has been with U.S. Bank for 27 years and is currently Senior Vice President Head of Partnerships for Consumer Lending. In his role his team is responsible for assessment and implementation of new partnership opportunities across home equity, unsecured lending and mortgage. Prior to this role Mike held a variety of leadership positions across U.S. Bank including leading the Consumer Lending Products & Credit Risk Management teams and was part of the Payments Division for over eight years responsible for the U.S. Bank branded credit and debit card portfolio business and sales strategies for consumer and small business payment products in U.S. Bank branches.
2025 AGENDA Sessions
Panel: Reinventing Credit: Responding to New Lending Models
The consumer credit landscape is undergoing a dramatic transformation, driven by regulatory changes and the rise of innovative lending models like BNPL. Traditional credit card issuers face cost pressures and the need to rethink their value propositions in a potentially fee-free future. In this session, we will discuss strategies for monetizing credit card offerings amidst regulatory challenges, such as late fee reductions. The panel will also explore innovations in credit products, including high-end credit cards like Amex, and how issuers can respond to the competitive threat posed by BNPL. Join this Main Stage panel to gain insights into reimagining credit card products to meet evolving consumer needs, engaging younger consumers, and rethinking card economics for sustainable growth.
Wednesday 12 March 10:00 - 10:40 Venetian Ballroom F-K
Value as a Service
The consumer credit landscape is undergoing a dramatic transformation, driven by regulatory changes and the rise of innovative lending models like BNPL. Traditional credit card issuers face cost pressures and the need to rethink their value propositions in a potentially fee-free future. In this session, we will discuss strategies for monetizing credit card offerings amidst regulatory challenges, such as late fee reductions. The panel will also explore innovations in credit products, including high-end credit cards like Amex, and how issuers can respond to the competitive threat posed by BNPL. Join this Main Stage panel to gain insights into reimagining credit card products to meet evolving consumer needs, engaging younger consumers, and rethinking card economics for sustainable growth.
Venetian Ballroom F-K US/Pacific