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Raghavan Menon

Co-Founder & CTO Espresa

I’ve been building global technology platforms for most of my career. When I was in my previouscompany, I could see a major disconnect between what HR was experiencing versus what was needed tosupport them and their employees. Between Alex (CEO and co-founder) and I and the many clients whocame onboard, we’ve developed the solution that is bridging this divide. Espresa helps HR meet peopleexactly where they are.


2025 AGENDA Sessions

Lunch & Learn: The Role of Open Banking in Shaping Pay by Bank Experiences

In today’s era of digital payments, the industry has embraced new technologies across the payments value chain to deliver experiences that are flexible, seamless, and simplified. Yet, when it comes to account-to-account payments, otherwise known as bank transfers or pay by bank, the process has relied mainly on manual data entry of account and routing numbers, a process that’s time-consuming, error-prone and tedious. That’s where open banking comes in. Our panel will explore the experiences, features, and outcomes that U.S. consumers expect when connecting their financial data with third parties to make payments (aka open banking), while highlighting the benefits for businesses and merchants of advancing pay by bank. We will dig into how to optimize pay by bank to meet the demands of digital-savvy users and expand consumer choice while mitigating administrative burden and delivering modern payments experiences.

Sponsored by Visa

Tuesday 11 March 13:00 - 13:40 Titian 2201A - 2301B

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