Todd Rovak
Co-Founder & CEO Carefull
Todd Rovak is the Co-Founder and CEO of Carefull, the first AI-enabled digital platform designed to protect older adults from fraud, scams, and money mistakes while supporting next-generation financial caregivers. Through partnerships with financial institutions, Carefull brings new simplicity, intelligence, and tools to this underserved financial lifestage. Previously, Todd was the CEO at Fahrenheit 212, a product innovation firm where he led the creation of new products for Fortune 500 companies, focusing on financial services. After Fahrenheit 212 was acquired by Capgemini in 2016, Todd was asked to lead Capgemini’s North American business. His experience in financial services revealed the lack of technology supporting older adults and their financial caregivers. Recognized for his entrepreneurial drive and customer-centric approach, Todd has become a leader in the AgeTech and elder fraud space, with appearances in The New York Times and CNBC.
2025 AGENDA Sessions
Panel: Tackling the Complexities of Modern Payment Fraud
With the rapid growth of real-time payments (RTP), FedNow, and peer-to-peer (P2P) transactions, fraudsters are finding new ways to exploit these systems, especially given the irreversibility and immediacy of such payments. Financial institutions are under increasing pressure to protect customers while maintaining a frictionless experience. This session will dive into advanced topics in payment fraud, including sophisticated social engineering tactics, coercion-based authorized push payment (APP) fraud, and the rising threat of wholesale and cross-border payment fraud. We’ll also discuss how real-time and account-to-account (A2A) transactions create specific vulnerabilities, and how AI-driven fraud detection and industry collaboration can mitigate these risks. Join us to explore advanced strategies for enhancing fraud detection, securing both domestic and cross-border transactions, and implementing effective industry collaboration to address emerging threats.
Thursday 13 March 09:30 - 10:10 Bellini 2001A - 2101B
Building Financial Services to Endure
With the rapid growth of real-time payments (RTP), FedNow, and peer-to-peer (P2P) transactions, fraudsters are finding new ways to exploit these systems, especially given the irreversibility and immediacy of such payments. Financial institutions are under increasing pressure to protect customers while maintaining a frictionless experience. This session will dive into advanced topics in payment fraud, including sophisticated social engineering tactics, coercion-based authorized push payment (APP) fraud, and the rising threat of wholesale and cross-border payment fraud. We’ll also discuss how real-time and account-to-account (A2A) transactions create specific vulnerabilities, and how AI-driven fraud detection and industry collaboration can mitigate these risks. Join us to explore advanced strategies for enhancing fraud detection, securing both domestic and cross-border transactions, and implementing effective industry collaboration to address emerging threats.
Bellini 2001A - 2101B US/Pacific
